Evelyn Doane - William Raveis Real Estate - Cape Cod



Posted by Evelyn Doane on 5/20/2018

When youíre searching for a home to buy, youíll probably attend many different open houses. The open house is meant to help you get a feel for different properties. While you canít get to know all the ins and outs of a home in a short time, you can get an understanding of some of the best things (and not so great things) about a property. Below, youíll find some of the biggest warning signs that a property may not be all that it appears to be. 


Thereís A Lot Of Odor Masking Elements In Place


When you walk into an open house, you may get the smell of freshly baked cookies or a lovely candle. While these are great marketing techniques, they also can be a tactic to hide things. Perhaps there are some offensive odors in the house from mold, leaks, smoke, or mildew. You may not be prepared to deal with these kinds of problems once you move into a home. 


You Notice Glaring Issues


While the home inspection will reveal many problems that may be invisible to the casual observer, you should still be on the lookout for issues on the surface of the home during the open house. These issues can include cracks in the ceiling or walls, cracks in the floor, or even squeaky floor boards. If you happen to see patchy walls in the home, that could indicate that repairs have been made several times. Be alert for these potential problems.


Does The Home Look Well-Kept?


When you pull up in front of the home is the lawn trim? Does the home appear clean? While everyone would hope that a homeowner would clean up their property before an open house, small and big things like this can indicate a bigger problem. If the home is not cared for on the surface, how many other underlying maintenance issues are there in the home? Neglected regular maintenance can cause larger problems of all kinds in a home.


Strange Cosmetic Fixes


A freshly painted wall could be suspect of a big problem. Under the paint could be mold, cracks, or other issues. Some homeowners do put fresh paint on their walls before selling in order to give the home a neutral feel. However, you should be on the lookout for other signs of problems in the home.          


Channel Your Inner Detective


While you donít need to dig as deep into a home as a home inspector does, you should be on the lookout as you scan a home for the potential livability for you. Things like glaring cracks in the ceiling, or a strong odor of cigarette smoke could be signs of future problems living in the home. The open house is your time to find a home that fits you and your life, so make the most of the opportunity.  





Posted by Evelyn Doane on 5/13/2018

When choosing a color scheme for the rooms of your home, you may put a lot of thought into what color combinations look good together. There are actually many colors that go together. The bigger question is, will these color combinations stand the test of time? There are certain color combinations that always look good and stand the test of time. 


Shades Of Blue


Blue has become thought of as a neutral color. It looks good in many different rooms of the house. Accents of other neutral colors can easily be added to the room and look great. You can mix and match shades of blue. Dark blues look great with lighter shades of turquoise or sky blue.  


Black And White


This seemingly simple color combination comes with a lot of class. Because of the high contrast of the two colors, it looks quite sophisticated. It works in many different rooms. Accents of silver, wood, and even some warmer colors like shades of red that pop can add definition to a room with a black and white base.  


Tan With Blue Or Green


Shades of tan or beige go along really well with blues and greens. With a beige base, itís possible to really make accents of other earthy tones stand out in a room. 


Gray With Blue Or Green


Just as tans go along really well with blue and green shades, so to do shades of gray. The gray base provides a soothing palette for earthy tones to shine through.


Gray And Shades Of White


Just like black and white shades of gray (usually darker tones) go along well with many different shades of white. With these two very neutral colors at the base of a room, it allows other colors to shine through. You donít even need to focus on earth tones. Allow your imagination to flow and choose from a variety of colors of the rainbow.



Green And Brown


With touches of white mixed in- even a white wall, you can really make green and brown work well together without making a room seem like a jungle. You can give the room touches of other earth-toned accents in order to bring depth in the space.  

 


Blue Shades And Gray With White


These colors may all look kind of bland on their own, but when you put them together, they shine. The 3 colors together make a usually cool color scheme seem warmer and more inviting. Just remember if youíre using a shade of deep blue not to overdo it in any room as it can be overpowering.  

 

When you choose your colors wisely, your home will never go out of style. As you can see, thereís plenty of workable color combinations that allow you to keep your home looking stylish.




Categories: color   color palettes   Decorating  


Posted by Evelyn Doane on 5/6/2018

Want to buy a house for the first time? Create a budget, and you can move one step closer to transforming your homebuying dream into a reality.

Now, let's take a look at three budgeting tips that every first-time homebuyer needs to know.

1. Don't Wait to Start Saving for a Down Payment

In most instances, a down payment on a home ranges from 5 percent to 20 percent. With a large down payment, you may be able to reduce your monthly mortgage expenses.

A lender may be more willing to provide you with a favorable mortgage if you can afford an above-average down payment. This means if you have plenty of money for a down payment, you could save money over the life of your mortgage.

2. Take a Look at Your Outstanding Debt

Student loan charges, credit card bills and other outstanding debt may make it tough for you to get the financing that you need to buy a house. Fortunately, if you pay down your outstanding debt as much as possible, you can boost your chances of buying your dream house.

Evaluate your current spending and make cuts if possible. For example, if you dine out several times a week, it may be more cost-effective to buy groceries and cook your own meals. Then, you'll have extra money that you can use to pay off outstanding debt and save for a house.

3. Understand Your Credit Score

Do you know your credit score? If not, you may be missing out on opportunities to eliminate outstanding debt and increase your home savings.

You are eligible for a free annual copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). Take advantage of this perk, and you can receive insights into your credit score.

If you obtain your free credit reports and find outstanding debt, you should try to pay off this debt sooner rather than later. Because the longer that you wait to pay off outstanding debt, the longer it may take you to acquire your ideal residence.

Furthermore, if you discover errors on a credit report, contact the reporting bureau immediately. This will enable you to fix any report errors before you get a mortgage.

If you need additional assistance as you map out a homebuying budget, it often pays to collaborate with a bank or credit union. In addition to providing you with multiple mortgage options, a lender will offer expert recommendations to help you budget for your first home purchase.

Lastly, don't hesitate to reach out to a real estate agent as well. This housing market professional is happy to help you get in touch with the best lenders in your area. And when you're ready to kick off your inaugural homebuying journey, a real estate agent can provide you with the support you need, precisely when you need it.

Use the aforementioned tips, and you can establish an effective homebuying budget.




Tags: budgeting   Buying a home  
Categories: Buying a Home   budgeting  


Posted by Evelyn Doane on 4/29/2018

Let's face it Ė there are many risks that you may face during the homebuying journey. From submitting an offer on a house that ultimately proves to be a poor investment to failing to obtain a mortgage due to a bad credit score, there are various issues that may prevent you from achieving your desired results. Lucky for you, we're here to help you focus on the task at hand and eliminate potential risks as you search for your ideal residence.

Now, let's take a look at three tips to help you avoid risks throughout the homebuying journey.

1. Set Realistic Homebuying Expectations

How you search for a home may determine whether you are successful or unsuccessful. For example, if you evaluate houses that fall outside your price range, you may struggle to find a home that you can actually afford. On the other hand, if you establish realistic homebuying expectations from the get-go, you may be able to streamline your house search.

Think about where you want to live and how much you can afford to pay for a home. Also, you should consider home must-haves and wants. With this information at your disposal, you can avoid the risk of missing out on an opportunity to acquire a residence that matches your expectations.

2. Get a Mortgage

Getting pre-approved for a mortgage is pivotal. Because if you obtain a mortgage today, you can enter the housing market with a budget and narrow your house search accordingly. Perhaps most important, a mortgage enables you to avoid the temptation to pursue homes that be priced beyond your budget.

Consult with banks and credit unions, and you can learn about a broad array of mortgage options. Then, you can select a mortgage and kick off your search for your dream residence.

3. Work with a Real Estate Agent

Problems may arise at any point during the homebuying journey. And if you're unsure about how to address these issues, it may be tough for you to acquire your ideal residence. Fortunately, if you hire a real estate agent, you may be able to identify and address homebuying problems before they escalate.

A real estate agent understands the housing market and is happy to share his or her expertise with you. This housing market professional can teach you about the differences between a buyer's and seller's market, help you prepare a homebuying strategy and much more.

Let's not forget about the assistance that a real estate agent can provide as you get ready to submit an offer on your dream home, either. A real estate agent will help you craft a competitive homebuying proposal. Furthermore, he or she will negotiate with a seller's agent on your behalf and do everything possible to ensure you can acquire your dream residence at a budget-friendly price.

Take control of the homebuying journey Ė use the aforementioned tips, and you can limit risk as you search for your ideal house.




Categories: Buying a Home   buying tips  


Posted by Evelyn Doane on 4/22/2018

While excess moisture and humidity in your basement may seem like more of an annoyance than a serious problem, you might be surprised at the potential consequences of ignoring it. Two negative outcomes, for example, are mold growth and the possibility of foundation damage. Mold Growth: Mold, which tends to grow and thrive in moist environments, is both an eyesore and a potential health hazard. Not everyone is allergic to mold spores, but those who are can experience a variety of uncomfortable symptoms, ranging from eye irritation and sneezing to skin rashes and asthma attacks. According to the U.S. Environmental Protection Agency, "The key to mold control is moisture control." In the case of plumbing leaks or flooding, fast action is necessary to prevent mold growth. The E.P.A recommends that affected areas be dried out within 24 to 48 hours. Prevention and Control Tactics

  1. Rain gutters on your house can help divert water away from your foundation, which is one factor in preventing basement leaks and excess moisture. When rain gutters are not working properly, it's usually the result of one or two things: 1) clogs caused by leaves and other debris, and 2) downspouts which fail to direct water far enough from the house. Diverting water away from your home can also help protect your foundation from premature cracking of crumbling. Although rain gutters need to be cleaned once or twice a year, there are low maintenance products available which let the rain water in, but keep the leaves out.
  2. Sump pumps: An essential device for wet basements is a sump pump -- preferably the kind that work during extreme weather conditions and power outages. Those are the conditions under which homeowners need a working sump pump the most!
  3. Basement waterproofing solutions: Depending on the extent of your water seepage problem, you may want to consult a basement waterproofing service. Since prices, warranties, and services may vary quite a bit from one company to the next, it would be wise to get a few estimates. Basement waterproofing companies may recommend several options, such as exterior excavation, the installation of new drainage tiles and French drains, and the application of a waterproof membrane on the outside of foundation walls. Interior work may involve the creation of a drainage trench around the perimeter of the basement and the installation of drainage tiles or piping to channel excess water to a sump pump. So as you can imagine, basement waterproofing can be quite expensive. That's why the best strategy is usually a preventative one.
  4. Damage control: One way to help prevent or minimize damage to your home from leaking water pipes or malfunctioning appliances is to have an automatic shutoff mechanism installed in your plumbing system. By detecting and responding to reductions in water pressure, it can turn off water flow at specific locations to keep flooding and property damage to an absolute minimum.
Other than doing everything you can to divert rainwater away from your foundation and being ready to respond to plumbing accidents, another method for controlling moisture is to install a dehumidifier in your basement. A local appliance outlet or large hardware store should be able to recommend a good, reasonably priced dehumidifier for your needs.